Package Benefits

What the health insurance covers

The AXAPASS package focuses on primary healthcare, emergency support, diagnostics, minor procedures, and common illness treatment within the plan limits.

Covered

Registration and Consultations

  • 1Registration is covered
  • 2Consultations are covered
  • 3General practitioners and medical officers are covered immediately
  • 4Drugs and medications recommended during covered treatment are included immediately
Covered

Lab and Diagnostic Services

  • 1Laboratory and diagnostic services are available as part of the treatment limit based on the clinician's judgement.
  • 2Plain X-ray investigations
  • 3Haematology
  • 4Serology
  • 5Clinical chemistry and immunology
Immediate Cover

Accidents and Emergencies

  • 1Resuscitative or life-saving initial treatment up to the plan benefit limit
  • 2Definitive treatment subject to the overall health cover limit
  • 3Emergency response support for urgent medical needs
Up to N100,000 Limit

Minor Surgery and Procedures

  • 1Wound dressing
  • 2Suturing of minor cuts
  • 3Incision and drainage of abscesses
  • 4Laceration care and related minor procedures
Up to N40,000 Limit

Treatment for Common Illnesses

  • 1Malaria and other acute uncomplicated febrile illnesses
  • 2Diarrheal diseases and respiratory tract infections
  • 3Pneumonia and anaemia not requiring blood transfusion
  • 4Simple skin, worm, bacterial, fungal, parasitic, and viral illnesses
  • 5Arthritis and other minor musculoskeletal conditions
After 12 Months

Maternity and Immunization Support

  • 1Antenatal care and delivery
  • 2NPI immunizations including BCG, Measles, DPT, Oral Polio, and Vitamin A supplementation